Pharmacy Loans & Financing

  • Dedicated Loan Advisors
  • Direct Industry Knowledge
  • Streamlined Application Process
  • No Up-Front or App Fees Ever!

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The Pharmacy Financing Experts!

At 1st Med Financial, we specialize in providing Pharmacy Financing and Pharmacy Loan solutions. Our Pharmacy lending team specializes in helping pharmacists acquire, build, equip, expand and refinance their practice debt. We understand how busy the schedule of a successful pharmacist can be. This is why we have developed custom-tailored Pharmacy business financing solutions designed to meet your specific needs.

1st Med Financial offers some of the best Pharmacy loan rates in the industry, we can provide Conventional Pharmacy Loans, SBA 7A and 504 loan solutions as well as equipment and working capital programs. Each Pharmacy loan is structured to meet the needs of your specific practice. When you’re ready, we’ll work with you to understand your goals and design a personalized plan to meet your Pharmacy financing needs.

Pharmacy Pharmacy Loan Rates

Loan Type Rate Terms
Conventional Pharmacy Loan 5.50% - 5.95%* 10-Year Term
SBA Pharmacy Loan 6.75% - 9.00%* 10-Year Term
SBA Real Estate 6.75% - 9.00%* 25-Year Term

*Int. rates subject to change & geographical restrictions

Pharmacy Lending Programs:

  • Pharmacy Acquisition

    Acquiring an existing Pharmacy can be one of the most important decisions of your professional career. Considered less risky than a straight start-up, a Pharmacy Acquisition offers an existing office staff, patient base, location and equipment.

  • Pharmacy Debt Consolidation

    We understand the importance of what increased cash flow and working capital can mean to the ultimate success or your Pharmacy. With current interest rates at all time lows, a Pharmacy debt consolidation loan may be just what your practice needs.

  • Pharmacy Expansion, Relocation or Remodel

    Every successful Pharmacy owner, at some point in time, will have the need to upgrade or expand their practice. Maybe you have outgrown your current location, need new state of the art equipment or see an opportunity in relocating the practice. 1st Med Financial can help.

  • Partner Buy-Out

    Sometimes, a partner buy-in/buy-out is the most advantageous scenario for a Optometry practitioner. Maybe an experienced pharmacist would like to cash-out some equity in the practice and bring on a new or current associate to share ownership and continue to grow the practice.

  • Commercial Real Estate

    As a successful Pharmacy owner, you are sitting on an untapped resource for growing personal net worth – your built up practice GOODWILL. 1st Med provides very aggressive commercial real estate loan programs specifically for pharmacists, which allow for up to 100% financing.

  • Working Capital Needs

    Easy access to working capital can be a crucial component to operating a successful Pharmacy. Our Pharmacy finance team has assisted numerous practitioners in accessing the cash it needs to keep growing.

1st Med's Pharmacy financing solutions offers each pharmacist the full scope of lending programs to meet the needs of their business through its entire lifecycle. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

Get started and complete our Practice Loan Quick App Here and one of our experienced pharmacy loan advisors will contact you immediately to discuss your scenario.

Our Streamlined Process Is Easy

  • 1


    Complete our Practice Loan Quick App and one of our loan advisors will contact you to discuss your financing goals.

  • 2

    Loan Proposal

    Upon receipt & review of our initial checklist, a Loan Proposal with Rate & Term options will be issued.

  • 3


    Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

What Our Customers Say

  • My experience with 1st Med Financial was second to none. From the initial phone call to the final closing they were available to address any issues or concerns.

    I worked with Mike Furlong. He was always a phone call away and promptly in replied within minutes. Mike illustrated options for us that no traditional commercial bank was able to offer.

    We will definitely be looking to work with Mike again as we continue to grow and I highly recommend 1st Med Financial to anyone needing financing or refinancing for any pharmacy financing needs. Thanks again Mike for all your hard work in getting our deal done!

    Jeff Liberati, RPh

Recent Pharmacy Closings


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To speak with a Practice Loan Advisor Call Us: (877) 625-8531 or