The 1st Med Advantage!

Even in today’s tough small business & practice lending environment, the 1st Med Financial Team is solely focused on financing the needs of Medical & Healthcare Practitioners. With 1st Med Financial, practitioners are no longer confined to the rate & term options & programs of your local bank. In fact, we can normally provide specialized healthcare practice loans with lower rates, higher Loan-to-Value (100% financing available), and longer amortization's than your local bank.

We know that success as a healthcare practitioner can take long hours, large investments and years of education. Our financing specialists know practice lending as well as anybody. Let us save you the time & effort required to secure the best financing available while you focus on taking your practice to the next level.

What we offer:


Through numerous Institutional Investors nationwide and the ability to offer both Conventional & SBA Practice loan options, we are able to achieve the optimum-lending scenario in the least amount of time. We understand that as a healthcare professional, you need answers as fast as possible and we pride ourselves on our fast turn-around times.


At 1st Med Financial, we are always available and accessible. We know how busy the working hours can be for the successful practitioner and understand how frustrating it can be to wait multiple days for a returned phone call or email. Our practice loan specialists are always available before & after working hours as well as weekends to discuss any matter that may be of importance to you. We utilize all technologies to make ourselves available including phone, email, chat & text.

Direct Industry Knowledge

1st Med works exclusively with our "Core Four" (dentists, veterinarians, pharmacists & optometrists) and our direct knowledge of your specific industry allows us to better understand your financial needs. Unlike your local banker, we provide custom-tailored practice loan solutions to meet your specific professions unique financing needs.

Common Sense Underwriting

1st Med has perfected a common sense healthcare specific underwriting platform. We understand what you need, because we've already reviewed every practice loan scenario possible. Whether an acquisition, expansion, relocation, commercial real estate acquisition, equipment or working capital requests, we've seen it. We'll make sure your loan is structured correctly to meet your current and long term goals.

Streamlined Closing Process

Our streamlined closing process allows you to concentrate on what you do best, practice... and we'll handle the rest. 1st Med's streamlined cash flow and practice specific questionnaire leads to a smooth underwriting analysis and quick approval process. We can typically close non real estate practice-only transactions in as little as 15 to 30 days. When real estate is involved, our "Fast Trak" appraisal process allows for a closing in 30 to 45 days.

Absolutely No Up-Front or App Fees EVER!

That's right! Unlike many of our competitors, 1st Med never charges our clients any up-front or application fees EVER! The bottom line is... You have nothing to lose and everything to gain by discussing the opportunity you are considering with us. Since inception, our practice loan specialists have been focused on providing the most aggressive healthcare financing solutions in the marketplace. Let us go to work for you...



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Recent Closings










Recent Testimonial

"We recently closed a practice acquisition loan and a real estate loan with Mike Furlong and 1st Med Financial. Having shopped the deal with several local banks and other medical lending institutions, we knew that the conditions and circumstances of the deal were far from ideal.

Mike provided the insight and experienced needed to not only obtain financing, but at rates and terms that far surpassed our expectations. Mike was an absolute pleasure to work with and we would highly recommend him to anyone looking for medical financing."

Dr. Kayla Shipman, DVM