Even in today’s tough small business & practice lending environment, the 1st Med Financial Team is solely focused on financing the needs of Medical & Healthcare Practitioners. With 1st Med Financial, practitioners are no longer confined to the rate & term options & programs of your local bank. In fact, we can normally provide specialized healthcare practice loans with lower rates, higher Loan-to-Value (100% financing available), and longer amortization's than your local bank.

We know that success as a healthcare practitioner can take long hours, large investments and years of education. Our financing specialists know practice lending as well as anybody. Let us save you the time & effort required to secure the best financing available while you focus on taking your practice to the next level.

Why Finance With 1st Med?

  • Speed

    Through numerous Institutional Investors nationwide and the ability to offer both Conventional & SBA Practice loan options, we are able to achieve the optimum-lending scenario in the least amount of time. We understand that as a healthcare professional, you need answers as fast as possible and we pride ourselves on our fast turn-around times.

  • Availability

    At 1st Med Financial, we are always available and accessible. We know how busy the working hours can be for the successful practitioner and understand how frustrating it can be to wait multiple days for a returned phone call or email. Our Practice Loan Advisors are always available before & after working hours as well as weekends to discuss any matter that may be of importance to you. We utilize state of the art technologies to make ourselves available including phone, email, chat & text.

  • Direct Industry Knowledge

    Your Practice Loan Advisor at 1st Med works exclusively with Professional Medical Practitioners and our deep industry knowledge of your specific industry allows us to better understand your financial needs. Unlike your local business banker, we provide custom-tailored practice loan solutions to meet your specific professions unique financing needs.

  • Common Sense Underwriting

    1st Med has perfected a common-sense healthcare specific underwriting platform. We understand what you need, because we've already reviewed every practice loan scenario possible. Whether an acquisition, expansion, relocation, commercial real estate acquisition, equipment or working capital requests, we've been there and financed it. We'll make sure your loan is structured correctly to meet your current and long term professional goals.

  • Streamlined Closing Process

    Our streamlined closing process allows you to concentrate on what you do best, practice... and we'll handle the rest. 1st Med's pre-underwriting cash flow analysis and practice specific questionnaire leads to a smooth underwriting review and quick approval process. We can typically close non real estate practice-only transactions in as little as 30 days. When real estate is involved, our "Fast Trak" appraisal process allows for a closing in 30 to 45 days.

  • Absolutely No Up-Front or App Fees EVER!

    That's right! Unlike many of our competitors, 1st Med never charges our clients any up-front or application fees EVER! The bottom line is... You have nothing to lose and everything to gain by discussing the opportunity you are considering with us. Since inception, our Practice Loan Advisors have been focused on providing the most aggressive practice loan solutions in the marketplace. Let us go to work for you...

Our Streamlined Process is simple

  • 1


    Complete our Practice Loan Quick App and one of our loan advisors will contact you to discuss your financing goals.

  • 2

    Loan Proposal

    Upon receipt & review of our initial checklist, a Loan Proposal with Rate & Term options will be issued.

  • 3


    Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

What Our Clients Have To Say

  • First, let me take a minute to say Thank You! The time and effort you and your team took to get me the financing I needed for my buy-out, acquisition and consolidation was, to say the least, beyond awesome. I was treated by everyone as if we were long lost best friends.

    Through the entire process, it felt as though getting this done was a personal task....not a job. Embarrassingly enough, I had come to you once, but decided to go to my bank "because they knew me". They were terrible, to put it nicely.

    Bottom line, I'm where I am today with my practice because of you.

    Dr. Chris Coplin, DMD

Recent Closings

  • Dec 29 2023

    Dental Practice


  • Nov 17 2023

    Dental Practice

    $1.793MM DENTAL PRACTICE PARTNER BUY-IN, 5.65% 15...

  • Oct 06 2023

    Veterinary Practice



Ask a specialist

To speak with a Practice Loan Advisor Call Us: (877) 625-8531 or