Working Capital Loan Programs

Custom tailored working capital solutions

A Working Capital Loan provides your practice the cash it needs to keep growing until you can cover all operating expenses out of revenue. Even in this tough credit environment, 1st Med Financial is the premier source of working capital for physicians and medical practitioners.

A Working Capital Loan is the perfect program for the healthcare practitioner that needs cash quick. These funds may be used to pay rent or mortgage payments, utilities, marketing expenses, inventory, new equipment, debt consolidation and other various practice expenses. As a very popular option, the Working Capital Program gives you the flexibility to use the funds when and where you need them most. Here are some of the highlights:

Working Capital Practice Loan Highlights

sba express loan up to $350K

streamlined closing process

loan terms up to 7 years

fixed terms available

48-hour pre-approvals

Cash Advance Funding Program Highlights


quick funding (3 - 5 days)

no collateral or personal guarantee required

no review of practice profitability

automated collection & batch disbursement

small daily payments eliminating cash flow issues

use cash at your own discretion

As a candidate for Working Capital or Cash Advance programs, you can typically be approved within 48 hours and have the loan proceeds in your hands within a week. The sooner you apply, the sooner you can have your money!

To speak with one of our practice financing specialists and learn more about the available practice equpiment loan programs,, call us TOLL FREE at 800-318-7125 or click here to get started online.


1st Med Advantages

  48 Hour Pre-Approvals
  Direct Industry Knowledge
  Streamlined Closing Process
  No Up-Front or APP Fees Ever!

Recent Closings










Recent Testimonial

"We recently closed a practice acquisition loan and a real estate loan with Mike Furlong and 1st Med Financial. Having shopped the deal with several local banks and other medical lending institutions, we knew that the conditions and circumstances of the deal were far from ideal.

Mike provided the insight and experienced needed to not only obtain financing, but at rates and terms that far surpassed our expectations. Mike was an absolute pleasure to work with and we would highly recommend him to anyone looking for medical financing."

Dr. Kayla Shipman, DVM