• Why 1st Med Financial?

    1st Med Financial knows healthcare practitioner financing as well as anybody. We specialize in providing customized financing packages specific to each individual practice scenario. Our niche focus on the healthcare practitioner allows us to provide the financing you need at the most aggressive rate & term options in the marketplace

  • What Financing Programs Does 1st Med Financial Specialize in?

    1st Med Financial offers specialty lending programs designed for the unique needs of Dentists, Veterinarians, Optometrists & Pharmacists. We call it our "Core Four". We are not limited to one program and can offer Conventional Practice Loans as well as SBA 7(a) and 504 loan options.

  • What are some of the benefits of working with 1st Med Financial?

    1st Med offers the full spectrum of practice financing options and our Institutional Investors have a nationwide funding capacity. Remember, "Our Niche Is Your Niche!" Healthcare Practitioner financing is what we do. Our proven streamlined closing process has helped numerous practitioners take their practice to the next level.

  • Is 1st Med Financial a bank?

    No, we are better than a bank. We are a healthcare specific lending firm that has partnered with the most aggressive banks and lenders in the country. With 1st Med, you are not limited to one option. We have the flexibility to structure the most competitive loan options for each transaction. With our extensive network and competitive environment, you will receive better rates & terms than local bank can provide.

  • How is 1st Med Financial different than my local bank?

    Unlike your local bank, your loan request is not underwritten with generic loan guidelines. Our "Core Four" focuses solely on the financing needs of dentists, veterinarians, pharmacists and optometrist our direct industry knowledge results in the most suitable loan for your specific needs. As previously mentioned, we can offer both Conventional Practice Loans, SBA, equipment & working capital options. It is this flexibility and direct industry knowledge, which give 1st Med and it's clients a major advantage over local bank financing.

  • Are there any extra costs with 1st Med Financial?

    Absolutely Not! Unlike many of our adversaries, 1st Med never charges up-front or application fees. You have nothing to lose and everything to gain by working with us. You will actually save time & money with our streamlined closing process that allows you to focus on what you do best... practice. We'll take care of the rest!

  • What are the steps involved?

    1. Complete our Practice Loan Quick App Here and one of our Practice Loan Specialists will contact you within 24 hours...

    2. After you speak with one of our practice loan specialists you will receive our 1st Med Application. Upon receipt & qualifying review of our 1st Med App and initial document checklist, you will be issued a loan proposal with rate & term options.

    3. Choose which options work best for you and move forward to closing!

  • How fast can I close?

    Although no scenario is exactly the same, a typical conventional practice loan can easily close in as little as 15 to 30 days. When real estate is involved in the transaction and an appraisal required, our Fast Trak option allows for a 30 day close.

  • I want to purchase an existing practice, but don't want to use all of my savings?

    No Problem! 1st Med Financial is the "Home of the 100% Practice Acquisition Loan!" Depending on strength of practice and borrower creditworthiness, we can typically provide 100% practice acquisition financing plus working capital to help with the transition period.

  • I'm not sure if I should buy an existing practice or start-up a new one?

    We hear this question often and can assist with both transaction types. An existing practice is less risky for the bank as well as the practitioner due to the established patient base and built-up goodwill already in the practice. That being said, we can offer start-up financing for qualified scenarios through both Conventional & SBA programs.

Our Streamlined Process is simple

  • 1


    Complete our Practice Loan Quick App and one of our loan advisors will contact you to discuss your financing goals.

  • 2

    Loan Proposal

    Upon receipt & review of our initial checklist, a Loan Proposal with Rate & Term options will be issued.

  • 3


    Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

What Our Clients Have To Say

  • First, let me take a minute to say Thank You! The time and effort you and your team took to get me the financing I needed for my buy-out, acquisition and consolidation was, to say the least, beyond awesome. I was treated by everyone as if we were long lost best friends.

    Through the entire process, it felt as though getting this done was a personal task....not a job. Embarrassingly enough, I had come to you once, but decided to go to my bank "because they knew me". They were terrible, to put it nicely.

    Bottom line, I'm where I am today with my practice because of you.

    Dr. Chris Coplin, DMD

Recent Closings

  • Dec 29 2023

    Dental Practice


  • Nov 17 2023

    Dental Practice

    $1.793MM DENTAL PRACTICE PARTNER BUY-IN, 5.65% 15...

  • Oct 06 2023

    Veterinary Practice



Ask a specialist

To speak with a Practice Loan Advisor Call Us: (877) 625-8531 or