Dental Practice Loans

  • Dedicated Loan Advisors
  • Direct Industry Knowledge
  • Streamlined Application Process
  • No Up-Front or App. Fees Ever!

Get A Quick Quote!

  • Need A Dental Practice Loan?

    At 1st Med Financial, we specialize in offering Dental Practice Loans and Dental Practice Financing Solutions. Our dental practice loan team is dedicated to helping dentists acquire, build, equip, expand and refinance their practice debt. We understand how busy a successful dentist's schedule can be. So we created custom-tailored dental industry specific financing solutions designed to meet your specific needs.

    1st Med Financial has been committed to helping dentists since our inception. We offer competitive dental practice loan rates for our clients, along with a wide variety of options for your specific business needs. Whether you need a conventional dental practice loan or need assistance obtaining a more specialized solution such as an SBA 7A or 504 loan, we're here to help. Let us know what you're looking for and we'll work with you to create a customized plan that meets all of your practice's needs.

    Contact us today to find out more about how we can help you finance your dental practice quickly and painlessly!

    Dental Practice Loan Rates

    Loan Type Rate Term
    Conventional Practice Loan 4.50% - 5.50* 10 - 15 Yr. Fixed
    Conventional Real Estate 4.50% - 5.95%* 20 Yr. Fixed
    SBA Real Estate 6.10% - 7.50%* 10 - 25 Yr. Fixed

    *Int. rates subject to change & geographical restrictions

    Dental Practice Lending Programs:

    • 100% Dental Practice Loans

      Home of "The 100% Dental Practice Acquisition Loan". 100% Financing programs offer competitive, fixed interest rates an can include up to $200K in working capital. Dental Practice Acquisition and Commercial Real Estate combination financing is also available.

    • Dental Practice Acquisition

      Acquiring an existing dental practice can be one of the most important decisions of your professional career. Considered less risky than a scratch start-up, a Dental Practice Acquisition comes with an existing staff, equipment, patient base and most importantly a history of collections.

    • Dental Practice Debt Consolidation

      We understand the importance of what increased cash flow and working capital can mean to the ultimate success or your practice. With current interest rates at historical lows, a dental practice debt consolidation loan may be just what your practice needs to continue it's success.

    • Dental Practice Real Estate

      As a successful dental practice owner, you are sitting on an untapped resource for growing personal net worth... your built up practice GOODWILL. 1st Med provides very aggressive commercial real estate loan programs specifically for dentists, which offer up to 100% financing.

    • Expansion, Relocation or Remodel

      Every successful dental practitioner, at some point in time, will have the need to upgrade or expand their practice. Maybe you have outgrown your current location, need new state of the art equipment or see an opportunity in relocating the practice. 1st Med Financial is here to help...

    • Partner Buy-Out / Buy-In

      Sometimes, a partner buy-in or buy-out is the most advantageous scenario for a dental practitioner. Maybe an experienced dentist would like to cash-out some equity in the practice and bring on a new or current associate to share ownership and continue to grow the practice. Or, maybe a partnership has ran it's course...

    • Dental Practice Start-Up

      At 1st Med Financial, we understand that starting a practice from the ground-up can be an intricate and time consuming task. Making your business plan a reality is a challenge. Our dental practice loan advisors have been there before and can help...

    • Working Capital Needs

      Easy access to working capital can be a crucial component to operating a successful dental practice. Our dental practice finance team has assisted numerous dentists in accessing the cash it needs to keep growing.

    1st Med's Dental Practice Financing solutions offers each dentist the full scope of lending programs to meet the needs of their practice through its entire lifecycle. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

    To get started, complete our Practice Loan Quick App Here and one of our experienced loan advisors will contact you immediately to discuss your scenario.

    Our Streamlined Process Is Easy

    • 1

      Apply

      Complete our Practice Loan Quick App and one of our loan advisors will contact you to discuss your financing goals.

    • 2

      Loan Proposal

      Upon receipt & review of our initial checklist, a Loan Proposal with Rate & Term options will be issued.

    • 3

      Closing

      Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

    What Our Clients Have To Say

    • First, let me take a minute to say Thank You! The time and effort you and your team took to get me the financing I needed for my buy-out, acquisition and consolidation was, to say the least, beyond awesome. I was treated by everyone as if we were long lost best friends.

      Through the entire process, it felt as though getting this done was a personal task....not a job. Embarrassingly enough, I had come to you once, but decided to go to my bank "because they knew me". They were terrible, to put it nicely.

      Bottom line, I'm where I am today with my practice because of you.

      Dr. Chris Coplin, DMD - Alaska Dentistry For Kids

    Recent Dental Closings

    • Jul 213 2024

      Dental Practice

      $1.595M DENTAL PRACTICE ACQUISITION, 5.50% 10-YEA...

    • Jun 171 2024

      Dental Practice

      $1.60MM DENTAL PRACTICE ACQUISITION, 5.95% 15-YEA...

    • Apr 96 2024

      Dental Practice

      $150K DENTAL PRACTICE WORKING CAPITAL SBA LOAN, (...

    Questions?

    Ask a specialist

    To speak with a Practice Loan Advisor Call Us: (877) 625-8531 or